Find affordable health plans

Craft Women's Core Fuseknit Hood - 1906806
NWT ALO Yoga Airbrush Leggings High Waist Stretch Workout Smoothing bluee Size XS

(Step 1 of 2)

ATHLETA WOMEN'S 457055 DOT SUPERLUXE BASE LAYER TIGHT PANT r7225 NWT S
ADIDAS ORIGINALS x RITA ORA Space Shift Vest sz US XS () AA8435 find a plan

Your guide to buying affordable health insurance

Open enrollment for 2019 has ended, but millions of Americans can still buy coverage. Here's what you need to know to buy a plan that's right for you.

Icebreaker women's Ika half zip sweather mossy oak

Buying affordable health insurance for 2019

  • Open enrollment for 2019 coverage has ended, but if you have a qualifying event, you can still buy 2019 coverage.
  • If you have a qualifying event,are still available.
  • TEXTILE By Elizabeth & James Aztec Poncho Shawl Women's Size Xs
  • For millions who can’t afford ACA-compliant coverage, could provide a temporary safety net
  • Carhartt 102750-667 Women's Amoret Sherpa Lined Vest 2XL
  • New have expanded consumers’ access to short-term plans.
  • The Texas court ruling to overturn the ACA
  • Anthropologie Emmelee Women's Belted Trench Coat - Fleur De Lis Size S

The Affordable Care Act’s annual for 2019 coverage has ended in all states. It’s the much-heralded end of open enrollment for most people in the individual market – but millions seeking coverage will still find that they’re not out of coverage options.

VTG LAUREN Ralph Lauren Women's Sport Coat Size 4 Blazer 100% Wool Navy-bluee USAThe North Face Campshire Vest Mid Grey Size S NWTWomens St John's Bay Military Olive P-Coat Wool Cashmere Blend NWT Lg MSRP

Extended eligibility thanks to qualifying events

NEW: Give yourself an 11-step financial check-up. PRO-TIP: Remember that you can make HSA deposits up to the April 15 tax filing deadline.

If you have a you may still have an opportunity to enroll in an ACA-compliant plan (or switch to a different plan) before open enrollment for 2020 coverage.

Julie Brown Womens Trench Coat, 6, Beige

As our updated Insider’s Guide to Obamacare’s Special Enrollment explains, there’s a long list of qualifying events that could trigger a special open enrollment window for you. Among them:

Alternatives to ACA-compliant coverage

Short term policy availability by state.

Women's Puffer Coat with Faux-Fur Detachable Hood Buy short-term health coverage for a little as $50 a month.

Texas judge’s ruling does not change anything about 2019 coverage

QVC Centigrade Leather Trench Coat - Women’s Size XS - BrownNew Jessica Simpson Large Oversize Collar Brushed Plaid Wool Wrap Belt CoatWomens Vintage Plus Sz 16 18 Cream Ivory Wool Coat Forecaster of Boston

On December 14, 2018 – a little more than 24 hours before the end of open enrollment – a federal district court judge in Texas ruled that the entire ACA is unconstitutional. This was not unexpected, and his ruling had been anticipated for several weeks.

Rochelle California Knitted Sweater Sz L

The plaintiffs in the lawsuit (18 Republican attorneys general and two Republican governors) argued that because the ACA’s individual mandate penalty no longer exists after the end of 2018, the rest of the ACA is no longer constitutional. This is certainly a stretch, from a legal perspective, but the judge agreed with the plaintiffs.

Despite the headlines about the ACA being ruled unconstitutional, it’s important to understand that this case is far from over and could eventually make its way to the Supreme Court. Shortly after the ruling was announced, CMS Administrator Seema Verma that “the exchanges are still open for business” and that “there is no impact to current coverage or coverage in a 2019 plan.”

A guide to individual and family health insurance

WOMENS VINTAGE FERA SKI WEAR HOODED COAT PARKA WINTER Sz 12

As much as we love the Affordable Care Act, we know as well as anyone that the individual health insurance market continues to be a source of confusion for many consumers.

Navy Polka Dot Vest Small

Since 1994, this website has been a guide for consumers seeking straightforward explanations about the workings of individual health insurance – also known as medical insurance. Within this site, you’ll find hundreds of articles loaded with straightforward explanations about health insurance – and the health law – all written by a team of respected Women’s Navy Wool Knitted Coat orange Grey S.

Our most popular resources include:


Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006. She has written dozens of opinions and educational pieces about the TORY BURCH SPORT CHEVRON LEGGINGS - NWT - Xl for healthinsurance.org. Her are regularly cited by media who cover health reform and by other health insurance experts.

Shopping tools

Health insurance quotes

NWOT Victoria's Secret Dream Angels bluee Purple Lace Floral Push-Up Bra 34C
Women's Nova Southeastern University End Zone Hoodie Sweatshirt (Apparel) (NSU)

Dental savings

RX discounts

Travel insurance

Get your 1095-A

Thong bodysuit In finish flag design